128GBApple · Mobiles
Apple iPhone 16 (128GB) Price in India Today
Price on Amazon today
₹79,990₹89,900 11% off
Lowest price₹76,740
with an HDFC Credit Card (full payment) — you save ₹3,250.
Price checked 6 Nov 2026, 9:44 pm. Prices and availability are accurate as of the date/time shown and are subject to change.
The iPhone 16 is the 2024 iPhone with the A18 chip, a 6.1-inch display, a 48MP main camera, the Camera Control button and support for Apple Intelligence.
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Your price with your cards
Pick your card and payment type to see the final price you pay today on Amazon.
Best for you
₹76,740 on Amazon
₹3,250 off at checkout with HDFC Credit card · Full payment only · Offer terms
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Best way to buy today
RogerKart verdict for today
- Buy on Amazon with an HDFC Credit Card (full payment)
- ₹3,250 cheaper than paying without a card
- ₹250 less than the next best card (Axis)
- 11% below the listed MRP of ₹89,900
- Next big sale: Republic Day sales, usually mid-January
Catches before you pay
Read these before you pay
- The HDFC discount is for full payment only — not on EMI.
- No-cost EMI usually carries a bank processing fee of ₹199–₹299 plus GST.
- It needs a minimum order of ₹15,000.
- Works on HDFC credit cards only, not debit cards.
- Cashback is credited later, not taken off at checkout.
RogerKart Expert Take: is iPhone 16 worth buying?
Written by RogerKart, not copied from store reviewsThe iPhone 16 is still a good phone, but in 2026 it only makes sense at a real discount. Its 60Hz display and 128GB base storage feel dated next to the iPhone 17, which has 120Hz and starts at 256GB. most Indian buyers say the iPhone 17 is worth the extra money. Buy the 16 if you want an iPhone on a tighter budget and don't mind 128GB.
✓ Buy it if
- ✓You want a current-generation-level iPhone for the lowest possible price.
- ✓You don't store many videos and 128GB is enough.
- ✓You're switching from Android and want iOS without spending flagship money.
✕ Skip it if
- ✕The iPhone 17 is within about ₹10,000 — it's the far better buy.
- ✕You're sensitive to smooth scrolling; the 60Hz display is noticeable after any 120Hz phone.
- ✕You shoot lots of video; 128GB fills up fast.
Key specs
- Display6.1-inch Super Retina XDR OLED, 60Hz
- ChipApple A18
- Rear cameras48MP Fusion main (2x optical-quality) + 12MP Ultra Wide with macro
- ButtonCamera Control, Action button
- Storage128GB (this variant)
- ChargingUSB-C, MagSafe
Card offers that work on iPhone 16
HDFC₹3,250 off on Amazon (Full payment only)
Axis₹3,000 off on Amazon (EMI only)
ICICI₹2,000 off on Amazon (EMI only)
IndusInd₹2,000 off on Amazon (EMI only)
IDFC FIRST₹1,500 off on Amazon (Full payment only)
Frequently asked questions
What is the cheapest price of iPhone 16 today?
iPhone 16 is ₹79,990 on Amazon today, or ₹76,740 with an HDFC Credit Card (full payment). We checked it on 6 Nov 2026, 9:44 pm.
Which bank card gives the best discount on iPhone 16?
HDFC Credit Card gives the biggest discount today: ₹3,250 off on Amazon, so you pay ₹76,740. Next is Axis Credit Card at ₹76,990.
Should I buy iPhone 16 or iPhone 17 in 2026?
The iPhone 17, if you can stretch your budget. It has a 120Hz display, double the base storage and better cameras. The iPhone 16 is worth it only at a big discount.
Is the iPhone 16 still worth buying in 2026?
Yes at the right price. It has a fast A18 chip and years of iOS updates left, but its 60Hz screen and 128GB storage are its weak points.
Does the iPhone 16 support Apple Intelligence?
Yes. The A18 chip supports Apple Intelligence features like writing tools and the newer Siri.
Is 128GB enough on iPhone 16?
For light users who keep photos in iCloud, yes. If you shoot 4K video or keep lots of offline media, 128GB fills up within a year or two.
What owners say
What buyers love, and what they wish were better.
What they like
- ✓Fast A18 chip that still handles games and Apple Intelligence.
- ✓Good main camera and macro photos from the ultra-wide.
- ✓The usual iPhone strengths: resale value and long software support.
What they complain about
- ✕Only 60Hz in 2026, when most Android phones at this price have 120Hz.
- ✕128GB base storage.
- ✕The iPhone 17 offers much more for a small price difference.
All specs of Apple iPhone 16 (128GB)
| Display | 6.1-inch Super Retina XDR OLED, 60Hz |
|---|---|
| Chip | Apple A18 |
| Rear cameras | 48MP Fusion main (2x optical-quality) + 12MP Ultra Wide with macro |
| Button | Camera Control, Action button |
| Storage | 128GB (this variant) |
| Charging | USB-C, MagSafe |
How we wrote this
Prices and card offers on this page are updated from Amazon every few hours, so you see what you'd really pay today. Our Expert Take, Buy it if / Skip it if and answers come from the RogerKart team's own research into the product, its official specs, the bank offer terms and real buyers' experiences. Last reviewed 6 Nov 2026.
Price from Amazon, checked 6 Nov 2026, 9:44 pm.
₹76,740
with HDFC card · Amazon